RV Depot’s online approval tool lets you buy an RV completely online. Apply, get approved, and see your budget in minutes. Browse our inventory filtered to your actual numbers and search by down payment, monthly payment, or price range so you’re only looking at RVs you budget for. Find the one you want, pick your loan, pick your payment, and secure it online before someone else does all without leaving your couch. The only reason you come to the dealership is to sign your paperwork and take it home.
In-house financing means RV Depot handles your loan directly. No third-party banks, no waiting on someone else’s timeline, no getting rejected because your credit doesn’t fit a cookie-cutter mold. We’ve been doing this since 1990, and in that time we’ve approved customers that traditional lenders wouldn’t touch. Bad credit, no credit, repos, bankruptcy, self-employed income. We look at your actual situation, not just a number on a page. That flexibility is what makes the online approval tool possible, and it’s why we can give you a real answer in minutes instead of days. With over 400 RVs across 20 acres, we have options for every budget and every situation. If you’ve been told no somewhere else, we’d like to be the ones who say yes.
RV Depot’s Online Approval Tool lets you apply for financing, get a real answer in minutes, and start shopping inventory that actually fits your budget — all from your phone, tablet, or computer.
It’s not a gimmick, and it’s not the same thing as those vague “pre-qualification” tools that give you a number range and call it an approval. When you’re approved, you’ll see your actual personalized budget. From there, you pick your loan, pick your payment, and start browsing our inventory filtered by what matters to you — down payment, monthly payment, price range — so you’re only looking at RVs that make sense for your situation.
Step 1: Apply Online Fill out our simple application from your phone, tablet, or computer. It only takes a few minutes. No need to visit the dealership, make a phone call, or talk to anyone before you’re ready to.
Step 2: Get Your Answer Fast Once you submit, you’ll know your approval status in minutes — not days. If you’re approved, your personalized budget will be visible immediately. No waiting around. No following up.
Step 3: Shop on Your Terms This is where things get different. You’ll have access to our inventory filtered specifically for your budget. Want to search by how much you can put down? Done. Prefer to shop by monthly payment range? Easy. Looking within a specific price window? You can do that too. Pick your loan. Pick your payment. The filters work around your numbers, not the other way around.
Step 4: Secure Your RV Online When you find the right one, you can place a deposit online to hold it. No rushing, no pressure — just peace of mind that your RV is secured while you get ready to move forward.
Step 5: Come In to Sign and Get Your Walkthrough Once you’re ready to finalize everything, schedule a time to come in to the dealership at your convenience. You’ll complete your paperwork and sit down with our tech team for a full walkthrough of your new RV — so you leave knowing how to use every feature before you hit the road or get settled at your site.
The short answer: everyone.
If you have great credit and just want a faster, less painful process — this was built for you. Skip the back-and-forth and get straight to shopping.
If you’ve been turned away by banks or dealerships before, our Online Approval Tool connects you to RV Depot’s in-house financing — which is a completely different animal from traditional bank financing. Our in-house financing team makes their own approval decisions, which means we’re not bound by the same rigid requirements that cause banks to reject real people with real situations.
We work with:
If traditional lenders have told you no, that doesn’t mean the answer is no at RV Depot.
Once your deposit is placed, we’ll reach out to help you schedule your signing appointment. You’ll come in, complete your paperwork, and our tech team will walk you through your RV from top to bottom.
The application, approval, budget visibility, shopping, and reservation all happen online. The final paperwork is completed at our Cleburne location — which means you’re only making the trip once, when you’re ready to pick up your RV.
Apply For Pre-Approval
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Please review your information below and sign to authorize a credit check. APPLICATION DISCLOSURES:You authorize RV Depot (“Dealer” “we” “us”), as part of the credit underwriting process, to submit this application to the financial institutions disclosed to you by us, for review. In addition, in accordance with the Fair Credit Reporting Act, you authorize us and the disclosed financial institutions, to submit your application for review to other financial institutions that may want to extend you credit for the proposed transaction or purchase your Retail Installment Contract and Security Agreement (“Contract”). You agree that we and/or the assignee of your Contract may obtain a consumer credit report periodically from one or more consumer credit reporting agencies (credit bureaus) in connection with the Contract and any update, amendment, renewal, refinancing, modification, extension, or collection of the debt incurred by the Contract. Upon your request, you will be informed whether or not a consumer report was ordered. If a report was requested you may be informed of the name and address of the consumer credit reporting agency that furnished the report. You agree that we may contact any party mentioned in this application, and any references you provide us, to verify the information you provided, and that we may gather whatever credit, residence, employment, and pay history we consider necessary and appropriate in evaluating this application, by any means available to us, and that anyone receiving a copy of this signed application is authorized to provide us with such information.We may keep this application and information about you whether or not the application is approved. You certify that the information on this application is true and complete. You understand that false statements may subject you to criminal penalties. FEDERAL NOTICES: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.STATE NOTICES: Attention Arizona, California, Idaho, Louisiana, New Hampshire, Nevada, New Mexico, Ohio, Texas, Vermont, Washington or Wisconsin Residents: This application is not acceptable for your use. Do not complete this application! FAIR CREDIT REPORTING ACT DISCLOSURE: This application may be submitted to the following financial institutions: 1)RV Depot 2) FIRST UNION FINANCIAL, LLC. APPLICATION AGREEMENTS: I the undersigned applicant named above, certify that I have provided true and accurate information in this application form, the supplemental references form, and other identification, residence, and income documents that I have provided, and that I have read, understand, and agree to the Application Disclosure and Notices above. By signing below, I authorize the Dealer to begin a credit investigation, to process my application, and to forward my application to the financial institutions named above and other lenders, financial institutions, or other third parties in order to process my application. INCLUDE WITH THIS APPLICATION: Full color image of Driver’s License, Pay stub or other proof of income, Proof of residence: utility bill or order confirmation email.”
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